Dental insurance provides a wide range of coverage for various dental procedures including preventive care, fillings, crowns, and root canals. Expect to pay a monthly premium an annual or lifetime deductible in addition to copayments when you visit a dentist for care.
While the passage of the Affordable Care Act (ACA) meant limits no longer can apply to healthcare coverage in any given year, dental insurance plans often come with annual limits per person. Ask for details.
Once your annual maximum benefit amount is met, you will have to pay for dental care out of pocket. Also, note that dental insurance frequently comes with waiting periods that can vary depending on the type of care you need.
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