Medicare Insurance
A Medicare Supplement Insurance plan will be based on the Medicare parts you need filled and the cost of the plan that can fill in the coverage gaps where you expect to spend the most on health care.
Original Medicare
- Provided directly through Medicare
- Choice of Doctors, hospitals and other providers that accept Medicare
- Covers about 80% of your health care costs
Medicare Advantage Plans (Part C)
- Provide coverage through private insurance companies
- Use network providers
- You pay copayments or coinsurances
- Premium in addition to your Part B premium (with some plans)
- Extra benefits
Medicare Prescription Drug Plans (Part D)
- Add drug coverage
- Run by private insurance companies
- Monthly premium (usually) in addition to Part B premium
- If your Medicare Advantage Plan offers drug coverage, you may have to get it through the plan.
