Small Group Health Insurance Plans
Small group health insurance is most often medical insurance purchased by businesses with 50 or fewer full-time equivalent employees, to provide health coverage for the employees and their families.
Businesses can buy small-group plans at any time of the year, directly. When an employer purchases a small group health plan, eligible employees are enrolled if they choose to accept the coverage. After that initial enrollment window, employees can sign up during an annual open enrollment period (set by the employer and the insurer), or during a special enrollment period triggered by a qualifying life event.
