Individual health insurance policy is one of several types of health insurance plans available. A individual health insurance policy provides medical coverage to the only insured individual, i.e. the policyholder. Thus the benefit of this investment is realized by only one person.
The coverage amount will depend on the age of the insured person, your medical history, and the city you live in. Most of the individual health insurance plans cover pre-hospitalization charges and post-hospitalization charges. It can also include surgery costs, room rent, consultation fee, cost of tests and usually they come with lifetime renewal.
Under an individual health insurance plan, the insured doesn’t have to share the coverage, unlike other insurance plans, where the insured sum covers 5-6 members. What if along with you, another member of the family needs simultaneous medical care and thus backup provided by the family plan gets negotiated. With individual insurance, the policyholder will have a dedicated amount for own self.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Networks (Medical Groups) and Medications vary by plan please verify this information before choosing a plan.
Starting October 1, 2022 CMS requires all Medicare Clients or Prospect calls to be recorded and saved for 10 years.
NPN #18469548(Ca Lic:0L82681)(Mo Lic:8449439) (Arizona Lic:18469548)
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